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This website is presented to the consumers in Oregon by the Portland, Oregon consumer protection attorneys of the Consumer Litigation Group of Baxter & Baxter, LLP, a Portland, Oregon consumer litigation law firm, specializing in fair credit reporting and fair debt collection cases.
Unlawful Debt Collection
The federal Fair Debt Collection Practices Act, and the Oregon Unlawful Debt Collection Practices Act are consumer statutes which are premised upon the same fundamental principles that, first, collection agencies should only attempt to collect (or "dun") valid debts, and second, that dunning should be conducted in a professional, non-abusive manner.
In general, if a consumer disputes a debt in writing, the collection agency must provide the consumer with a verification of the underlying bills. If the debt is not owed, consumers should inform the collection agency and request that collection attempts be terminated. Continued dunning is potentially in violation of debt collection laws.
Even where a consumer does owe a debt, they have a right to be treated respectfully, and not to be harassed. Collectors cannot use profanities, threats of physical harm, or threaten to take actions that they cannot lawfully take. Collectors also cannot call debtors at work if they are asked not to, and cannot talk to co-workers or supervisors about the debt.
To speak to a Vancouver WA bankruptcy attorney, visit www.baxterlaw.com.
If you require legal representation or advice about credit reports errors, debt collector threats, abuse, or harassment, and other Oregon consumer law problems
, please contact the Oregon consumer lawyers of Baxter & Baxter, LLP.
Consumer Protection Websites in Oregon
Credit Reporting Problem Websites
Debt Collection Abuse and Harassment Websites
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Contact Us
Baxter & Baxter, LLP
Consumer Litigation Group
8835 S.W. Canyon Ln., Ste. 130
Portland, Oregon 97225
Telephone (503) 297-9031
Facsimile (503) 297-9031
www.baxterlaw.com
This is an informational website
about certain areas of consumer law in Oregon, presented by the Oregon consumer lawyers of Baxter & Baxter, LLP.*
The consumer attorneys of Baxter & Baxter, LLP, are frequently contacted by media outlets seeking comment or background on breaking news stories involving identity theft, credit reporting, unlawful debt collection, and other consumer issues. Media inquiries can be directed to Justin Baxter at (503) 297-9031.
* The information provided on this website is intended as general information for the public and for advertising purposes. It is not intended as legal advice. If you believe you need legal representation or advice, please contact the Oregon consumer protection attorneys of Baxter & Baxter, LLP.
Information about Consumer Law in Oregon
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